Our closing agent is fully-versed in all areas of title insurance. At settlement, we explain to you the documents and can answer any questions you may have.
Some companies may not have a local presence, so they send a travelling notary to your closing. The notary doesn’t have title insurance experience. They are there to witness the documents, but will not be able to resolve any questions that come up and do not know the particulars of your property. You are paying the the notary an additional fee to be present at the closing.
As you are comparing title insurance companies and the cost to you, make sure you understand all the costs and what you are getting.
[Photo Credit Flickr: Seabamirum CC license]